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 SMP Silver Salon Forums
 Professional Silver Appraising
 E-appraisals
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| Author | Topic: E-appraisals |
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Gayle M. Skluzacek Posts: 20 |
posted 11-12-1999 07:37 AM
  
After returning from the Appraisers National Conference, I want to survey the silver world to find out your opinion on the latest buzz in the Appraisers' world --- E-appraisals. Apparently there are several companies/sites who are offering appraisal services via electronic examination of a photograph. One company was soliciting appraisers at the conference. They were offering $10 per appraisal with a contract to do 30 per week. Apparently they will charge the client $20 for this service and the appraisers name would remain anonymous. What do you think? Can an appraisal be accurate via an electronic photo? Do you foresee problems? IP: Logged |
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M H Bradshaw Posts: 32 |
posted 11-13-1999 03:26 AM
Does the customer photograph & describe his own silver? If the photos/descriptions are no better than the average Ebay auction, the appraiser will need to be a mindreader. Will insurance companies accept e-appraisals? IP: Logged |
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Sandra G. Schreiber Posts: 1 |
posted 11-16-1999 10:32 AM
Gayle: I was wondering what you and Gene would say about these appraisal companies. I wish I had been in NY for the meeting - Sally says it was good. It sounds very fishy to my: just who would be liable, anyway? Besides, they want a commitment of 30/week - that's alot...they say one appraisal would only take 10 minutes. You have to ASK THEM if you want to go on vacation! That is ridiculous. Sandy Schreiber IP: Logged |
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Scott Martin Forum Master Posts: 11520 |
posted 11-16-1999 02:45 PM
In ten minutes how much can a professional appraiser be expected to do? I'd say, not much particularly in the way of original research and comparative documentation. So ten minutes is just not enough time. Any properly done appraisal will start with some introductory qualifying Q&A which will take several minutes. Then depending on the answers to basic questions, there are usually very specific follow up questions that make this take even more time. Next, tailoring the average engagement letter (even with "boiler plate") to the specific situation will take at least 5-10 minutes, etc. So with only ten minutes to do the work, you as a professional are not left with any time to do the real work of a professional appraisal. Furthermore, you as the qualified professional appraiser have not done the required personal inspection. Therefore, any attributions to condition/quality must come with so many caveats that the final appraisal must be considered useless from a tax/legal/insurance/ethical point of view. IP: Logged |
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Gayle M. Skluzacek Posts: 20 |
posted 11-23-1999 06:45 AM
I think e-appraisals will separate the professional from the novice. Initially many aspiring appraisers may view this as a means of income and experience. A professional appraiser will recognize the problems of such a service and will not be able to accurately perform appraisals in such a manner--- Certainly not within the rules of USPAP. However, I feel that e-appraisals have a place in the future. Where? -- I don't know! IP: Logged |
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